As with any investment, there are risks to investor capital. The trick is to manage P2P lending risks so that investments are both lucrative and safe.

If you’re having difficulty paying your mortgage or home loan or are already behind on your payments, what’s the best way to avoid losing your home?
This article discusses possible solutions to difficulties in making mortgage and home loan payments but is not intended to substitute for personal legal or financial advice.

According to the recommendation of minuraha.ee, a consumer website run by the Financial Supervision Authority Finantsinspektsioon, the total amount of loans to be repaid each month should be at most 50% of the family’s monthly income.

Before starting P2P investing, consider these 11 smart tips for minimising your risk and gaining higher returns using a P2P platform.

Mortgages are your biggest monthly outgoing. It would significantly boost your lifestyle if you did not have to pay this each month. There are ways to reduce your mortgage length; here are seven tips.

This may sound obvious, but making additional payments can save you more in the long term. Every extra pound you add can reduce the interest you will pay and the mortgage’s length.

Making additional payments depends on your personal circumstances. Can you afford to do this? With the current cost of living crisis, finances are walloped by the present economic situation, and many feel that paying extra is not an option.

Many lenders permit a certain amount of fixed payments annually, then apply an overpayment penalty. If so, ensure you continue to put money aside but in a savings account so that when you can make a lump sum, it is there to pay off your mortgage sooner.

However good you are at managing your money, your emotions can urge you to make unnecessary purchases. Are you an emotional spender?

Need to find the best instalment loans online? Then look no further as MoneyHub explains what they are how to compare them.

Investing at its very core is simple. It’s all about risk and returns. But is there a thing as a low-risk, high-return investment? MoneyHub discusses.

A home improvement loan is designed to help you get more from your property, whether you’re buying a new kitchen, fixing a leaky garage, or giving your property a new lease of life.

If you consider property investing, there are certain factors you have to take into account before deciding if it is a sound investment for you.

Volatile markets cause investors to flock to new alternative investment opportunities. One such strategy is investing in rare coins, the new gold rush.

Debt can cause an unbelievable amount of pressure on relationships, causing disputes, quarrels and frustration from either partner.

In a debt-ridden environment, staying strong as a couple can be challenging. Either or both partners can become cold and withdrawn from each other, leading to repeated arguments on how the debt was accumulated in the first place.

Moreover, trust within a relationship can be damaged or, worse, broken.

How does debt become a problem in relationships?

Couples get into debt for several reasons.

The most common is a significant life event, like getting married, illness or having a child. Changes in circumstances can have a considerable impact on a couple’s finances, and adjusting can be financially challenging.

Fine wine is one of the most talked-about alternative investments. Yet Is fine wine investing an opportunity for retail investors or the preserve of a few expert specialists?

Art dealers claim that the number of people flipping artworks has grown immensely in recent years. But is it right to do, and can it turn investors a profit?

NFTs are commanding exorbitant sums of money. But what are they, and are they worth investing in as an alternative investment?

The European Central Bank has eased pressure on borrowers across the eurozone by cutting its main interest rate for the first time in almost five years. Citing a sustained fall in inflation, the ECB announced a cut in its deposit rate to 3.75% from a record high of 4%. This puts it ahead of the […]

Borrowing money as a loan can be used for almost anything, from little emergencies to long-term purchases like a home. Before you take out a loan, read how they work, what they cost and what borrowers should consider before applying for a loan.

Within P2P investing, investors would have noticed the term loan originator on the peer-to-peer investing platform. But what roles do loan originators play?

If you have many different debts and are worried about repaying them all each month, then a debt consolidation loan is for you. Debt consolidation consolidates your existing debt into a more manageable monthly payment.