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Articles
Articles

Telia abandons automatic increase in home internet speeds
Telia announced that it would abandon the automatic increase in home internet speeds and allow customers to choose whether they want to use a connection that is twice as fast for half a year for the current price.

Falling into a debt trap
Once you’re in debt, it’s very easy to get caught in a cycle of borrowing or a debt trap. And it all usually starts with good intentions.

Does pet and cattle insurance cover wolf attacks on domestic animals?
Over the past year, the Estonian press has frequently reported wolf attacks, including on livestock and dogs. Pet and cattle insurance does not prevent such attacks, but does the insurance contract cover the damage they cause?
Beginners guide to responsible investing
If you want to ensure your investing footprint is as small as possible, here’s how to do responsible investing.

Alternatives to borrowing money that doesn’t include your friends and family
Alternatives to borrowing money that doesn’t include your friends and family.

8 reasons why you should NOT lend money to friends & family
Loans between family members or friends can result in an entirely unexpected set of problems. Consider why you should not lend money to friends and family and some tips to help you with damage control if you do agree to loan money.

18 alternative investments investors should consider
Investment opportunities for inventors are becoming harder to score better returns. Alternative investments are several options that provide decent returns. But is alternative investing riskier?

Is cat insurance worth it?
Cats may have nine lives but still need the right care if they get sick or injured. Vet bills can quickly mount up, but pet insurance can help cover these costs and ensure your cat receives the best care possible.

Dog insurance: how it helped a pet dog who developed a sudden heart condition
Every pet owner hopes to be that policyholder who’d purchased nothing more than peace of mind. But once they need it, they are happy they have it.

Goodbye role-based salary! Hello skills-based pay!
One of the biggest changes we’re seeing is the move from traditional role-based salary structures to skills-based pay models. There is a growing recognition that an employee’s skills are often more valuable than their job title.

Common investment mistakes to avoid
Despite learning the lessons of history, there are still plenty of common investment mistakes that investors perform. Our updated 2024 guide will get you started for building a prosperous investment portfolio.

Understanding pet insurance: A guide to protecting your furry friends
Find out what dog and cat insurance covers, what types of policies you can choose from and common exclusions to watch out for.

Comparing gyms in Estonia
Finding a fitness or health club that will meet all your personal targets and help you stay motivated requires asking some key questions, and being realistic and upfront about your goals.
But how do you find the right gym?
What should you be looking for? Price? Equipment? Location?
Finding the ideal gym to aid you in reaching goals is challenging, so here is an overview of a list of gyms to help you get started.
Myfitness
Myfitness is Estonia’s biggest sport and fitness club chain, allowing customers to use their 13 different centres in Tallinn simultaneously, with a further five located around Estonia—(Three in Tartu, one each in Viljandi and Narva). Myfitness is very popular among locals because it offers a variety of classes (Cardio, Strength, Body and mind and children) combined with well-equipped gyms with dedicated personal trainers.
It has something for everyone!

P2P investing myths: Separating fact from fiction
A fair share of P2P investment scams have led to a rise in so-called P2P investing myths. Yet how justified are these myths? Let’s separate fact from fiction.

Why do so few women do investing?
Why do so few women do investing? Very few women invest, yet when they do, they statistically outperform men. Why then, are not more women investing?
![How to manage your personal debt [14 strategies]](https://moneyhub.ee/wp-content/uploads/2023/10/debt-obligation-banking-finance-loan-money-concept-scaled.jpg)
How to manage your personal debt [14 strategies]
How to manage your personal debt [14 strategies] If you use credit wisely, you could avoid risking more debt. Now it’s time to get credit smart and manage your personal debt. Like or loathe it, credit is part of our lives and is often associated with unmanageable debt. Credit reports and credit scores act as […]

The MoneyHub guide to booking holidays
Holidays should be fun-filled and memorable whether on your own, with a loved one or with family.
Sadly, it doesn’t always work out that way. The internet is swarming with tales of dodgy hotels, crammed tours with other tourists, flight delays and over-priced car rentals.
When this happens, your holiday excitement is ruined in minutes.
With summer just passed, many of us are considering our next holiday. This MoneyHub guide covers every stage of your holiday so that you can book and travel with the knowledge that you have the best deal.
The most reliable way to navigate the tangled network of routes and airlines and routes is to use a travel comparison website or airline aggregator like
Skyscanner
to find the cheapest option. Skyscanner also lists countries and their COVID restrictions depending on where you are permitted to fly to and from your original destination.

How to save money on household utility bills
Winter is soon upon us, and many families around the country will begin to be concerned about how high energy bills will be and the cost of living through winter.
Household costs like electricity, gas, water, broadband, car insurance and mobile phones consume most of our household budgets.
Rather than wait for the onset of another winter where prices will inevitably rise – now is the time to take stock and consider how we could save before winter arrives again.
By following these simple tips, you can save money and energy too!
Switching energy providers is more straightforward than you think.
The simplest way to examine and compare alternative suppliers’ contracts and prices are to view which deal will suit your home’s energy consumption using Comparison websites like Võrdle to assess all the Estonian energy suppliers.
Understanding ETF performance and what impacts returns
Explore the key factors that influence ETF performance and understand how they impact your investment returns. Read the article to enhance your strategy.
Read MoreLatvia: our guide to the Baltic’s hidden gem
Explore Latvia's top attractions, from vibrant cities to stunning natural landscapes. Plan your next adventure today! Read more for insider tips and must-see spots.
Read MoreHow to give your money a finance health check
Conducting a financial health check is crucial for maintaining control over your finances throughout the year. Read our essential tips on how and when to do them.
Read MoreAffordable Tallinn to London flights
Discover budget-friendly flight options from Tallinn to London. Explore tips for saving on travel without sacrificing your experience.
Read MoreHelsinki: a guide to exploring Finland’s vibrant capital
Discover the top experiences in Helsinki with our guide. Discover must-see sights, local favourites, and expert tips for an unforgettable visit.
Read MoreShould I invest in the stock market or save?
If you’re new to investing, the stock market can be a scary place to start. Read our investing in stocks for beginners guide and decide if investing is for you.
Read MoreAccumulating vs distributing ETFs
The different approaches of accumulating and distributing ETFs boil down to personal financial goals and your tax implications.
Read MoreSeasonal buying and how to save by shopping off-season
Save money year-round by shopping off-season. Discover smart timing strategies to stretch your budget and avoid last-minute spending.
Read MoreAmalfi Coast: an Estonian’s guide to Italy’s most stunning coastline
In this comprehensive travel guide, I’ll share everything I’ve learned about exploring this breathtaking coastline, from securing the best flight connections to discovering authentic Italian restaurants located in hidden village corners that serve excellent, freshly made food.
Read MoreTallinn to Antalya travel tips
The Tallinn to Antalya route has become incredibly popular among Estonian travellers seeking sun, sea, and affordable luxury. Whether you’re planning your first Turkish adventure or looking to optimise your travel experience, this comprehensive guide will help you navigate flights, save money, and prepare for a fantastic trip.
Read MoreTallinn to Phuket: travel tip for Estonian travellers
From finding the best flights and understanding visa requirements to exploring Phuket’s stunning beaches and navigating Thai law, this guide covers everything you need for a successful tropical getaway.
Read MoreLeadership quality: vitamin or medicine in your organisation’s success?
Too often, leadership development is treated as a one-off event—or a series of them—instead of what it truly is: a strategic, continuous process, deeply and uniquely tied to your organisation’s mission, vision, and values.
Read MoreUnderstanding the Estonian Pension System: A guide for citizens and residents
Read about the Estonian pension system and learn how to maximise your retirement savings. Read our guide to make informed decisions about a pension fund.
Read MoreSantorini: your dream holiday guide to Greece’s most enchanting island
Santorini is one of the most beautiful travel destinations in Greece, considered by many to be their dream vacation destination. How to make your holiday trip to Santorini memorable?
Read MoreWhat are quick loans, and what do you need to know
What is a quick loan? Not fast nor worry-free for solving money problems. The convenience comes with an extraordinarily high interest rate
Read MoreFrugal advertising: navigating the tightrope between savings and stagnation
The most crucial mistakes business owners make when attempting frugal advertising, and actionable advice to avoid them.
Read MoreeCommerce & dropshipping – what I wish someone had told me before starting
Thinking of starting a dropshipping business? Learn the hard truths about online retail platforms, plus key steps to succeed in ecommerce without costly mistakes.
Read MoreEstonian quick loan market in turmoil – payment orders vs. debt collection proceedings
Courts have suspended processing payment orders for quick loan debtors, which could destroy the business model of quick loan companies and create a huge amount of additional work for debt collection agencies.
Read MoreETF currency risk: How to handle it
ETFs invested in overseas securities expose you to currency risk. We explain ETF currency risk and how you can protect yourself.
Read MoreHow does inflation impact investments?
Inflation is a hot topic with investors, and it’s not hard to imagine why. Read how inflation impacts investments.
Read MoreShould you invest in shares or funds?
Do you want to minimise your investment risk but achieve more financial growth? Should you invest in shares or funds?
Read MoreThe joys of living in Lasnamäe!
Living in Lasnamäe -let's be honest, it has a bad reputation, but why? Let us tell you why this area is the next property boom!
Read MoreSuccessful tips for starting a home business
Starting a home business? Learn key steps, from choosing a business structure to managing finances, marketing and staying compliant with tips from our experts.
Read MoreWhat is cryptocurrency staking?
Cryptocurrency staking is the practice of agreeing not to trade or sell digital tokens in exchange for the opportunity to earn token rewards.
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